We recognise that each of our clients is unique and as such deserves a bespoke service, tailored to their financial needs and future aspirations. Our core values of trust and excellence of service mean we stay in close contact with our clients through weekly briefings on key financial and economic issues and regular face-to-face review meetings.

Regular reviews of your financial situation are important for you to take advantage of developments in legislation and tax law. In addition any changes to your circumstances, such as starting a family, changing jobs, starting a business or receiving an inheritance mean a review of your financial goals is crucial.

As a Partner Practice of St. James's Place our broad spectrum of financial solutions allows you to help:

• Build and preserve capital, specifically through our distinctive approach to investment management;
• Gain insurance protection against risk;
• Reduce Inheritance Tax and other tax liabilities;
• Plan effectively for retirement.

We would be delighted to talk with you to discuss any aspect of your financial situation.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.